Q4 Market Update Webinar
We’re diving into our Q4 Market Update — what’s going on, what it means for you, and how you can position your portfolio as we head into year-end and beyond.
Market Snapshot:
First, here’s where things stand. The markets have been navigating a mix of economic data, inflation signals, and global geopolitical developments. On one hand, we’re seeing signs of resilience. On the other hand, uncertainty remains high — meaning we need to stay alert.
For example: inflation is cooling in some areas, but wage pressures and energy prices are still pushing. The equity market is behaving cautiously. Bond yields are drifting. The question is, which way will the next move go?
Key Themes to Watch:
Here are the three big themes we’re tracking:
Interest Rates & Inflation – Central banks are holding rates steady for now, but any uptick in inflation could force their hand. That makes duration and rate sensitivity key.
Earnings Quality & Growth vs Value – With growth expectations muted, value stocks and sectors with stable cash flows may offer better opportunities.
Global Risks & Diversification – From trade tensions to emerging-market vulnerabilities and currency risk, it’s not just U.S. risk that matters. A globally diversified portfolio remains important.
What This Means for Clients:
For our clients, this environment means a few practical adjustments:
We’re recommending a tilt towards sectors with lower volatility and stronger balance sheets.
We’re reviewing fixed income positions — reducing long-duration where appropriate, adding high-quality short/intermediate bonds.
For those nearing retirement or in withdrawal mode, the emphasis is on preservation and liquidity.
For longer-term investors, we’re staying engaged, selectively adding when valuations offer a margin of safety.
Dynamic Tax Planning:
As always, we’re not just thinking about returns — we’re thinking about dynamic tax planning and how to manage tax drag, harvest losses, and ensure your assets are working as efficiently as possible.
If you are ready to speak to one of our advisors, please schedule a consultation.
This is for informational purposes only and does not serve as personal advice. Please speak to a qualified representative regarding your unique circumstances. Links within this blog are not associated to Cornerstone Wealth and are subject to change. Hyperlinks will take you to a third-party website whose content Cornerstone Wealth does not control. Investment advisory services offered through Cornerstone Wealth Group, LLC dba Cornerstone Wealth, an SEC registered investment adviser.
