Andy Smith, CFP®, AIF®, CLTC®

Andy Smith, a Founding and Managing Partner of Cornerstone Wealth, has worked in the wealth management industry since 1998. He provides comprehensive wealth management solutions to individuals, families, executives, and owners of businesses. As a Wealth Advisor, Andy holds the CFP® certification and embraces this standard of excellence for competent and ethical financial planning.

He focuses on comprehensive financial planning for individuals and families, with an emphasis on retirement planning, investments, risk management, tax reduction strategies, estate and wealth transfer planning.  Andy also advises and assists many corporate executives with the management retirement plans, nonqualified deferred compensation and other executive benefits plans.  He also has a passion for helping executives manage and execute various types of equity compensation plans, including incentive stock options, nonqualified stock options, restricted stock, restricted stock units and performance shares.

In addition, Andy works closely with privately held business owners to design and implement strategies to attract, retain and reward executives and employees. He works with young and well-established businesses to teach business owners how to grow and protect their wealth, both inside and outside of the company.  As business owners near retirement, Andy helps the owner, their family and employees plan for a successful exit. 

Andy has been married to his wife, Paula, since 2006, and they have three children. Andy and his family have a passion for caring for less fortunate children and neglected animals. Andy and Paula are licensed foster parents, and they have fostered several children and infants over the years. Having a love for animals, they are also active supporters of several pet rescues in Lake Norman. Andy and his family enjoy boating, traveling, and spending time with family and friends.